TOPICS ADDRESSED IN OUR SERVICES
Cash Flow Analysis
Will I have money left at the end of the month? Where did my money go?
Spending Plan (a.k.a. Budget)
Fixed and variable, needs vs. wants
Which debt should I focus on? How should I manage my debts to save money?
How much cushion should I have if the unthinkable happens?
House, vacation home, cars, boats, and etc. How will it impact my other financial goals?
Major Life Events
Marriage, divorce, birth of child, retirement, parental care, and etc... How does this impact my current and future finances? What do I do now?
What do I do with my 401(k)? What are HSA and FSA? Do I need to sign up for all the insurances?
When can I afford not to work? How much should I save? Will my nest egg be enough?
Asset allocation, risk tolerance? Where and how should I grow my money?
College Education Planning
How much will it cost? What are my options?
What are my risks? Do I have a plan to address my risks? Do I carry enough, too much, or too little insurance? What types of insurance should I have?
What happens afterwards? Will my family be taken care of?